Median sale price
$417,500
- ▼ 2.7%vs last month
- ▲ 1.3%vs last year
- ▲ 18.3%vs 5 years ago
Market report · September 2026
Florida market report: September 2026
Start with the map: tap any of Florida's 67 counties to zoom in. Then see how the U.S. and Florida compare with last month, last year and five years ago.
This is an archived report for September 2026. See the latest report.
Tip: tap any county to zoom in, then tap a ZIP code. Hatched counties don't have enough listings for monthly numbers.
September 2026 · all 67 counties
Pick any Florida county
Central Florida:
Florida overall: median list price $409,950 ▼ 3.5% YoY
Map colors: Realtor.com Housing Inventory Core Metrics via FRED (Federal Reserve Bank of St. Louis), all listings on Realtor.com, September 2026. Asking prices, not sale prices.
Single-family homes · Florida Realtors data
Lake County single-family homes, September 2026
Median sale price
$395,500
▼ 0.9% MoM▲ 0.8% YoY
Half of homes sold for more, half for less.
Closed sales
563
▼ 4.6% MoM▼ 0.4% YoY
Homes that closed this month.
Homes for sale
2,622
▲ 0.4% MoM▲ 2.0% YoY
Active listings at month end.
Months of supply
4.6
■ 0.0% MoM▼ 4.2% YoY
How long current listings would last at this sales pace.
Median days to contract
46 days
▲ 4.5% MoM▼ 8.0% YoY
How long homes took to go under contract.
Sale price vs. original list
96.5%
■ 0.0% MoM▲ 0.9% YoY
What sellers got, as a share of their first asking price.
Lake Florida U.S.
Source: Florida Realtors county data via the Osceola County Association of Realtors monthly report, single-family homes. Report. Florida: Florida Realtors Monthly Market Summary, single-family homes (released Oct. 16, 2026). U.S.: National Association of Realtors, Existing-Home Sales (released Oct. 13, 2026), all existing homes; sales are seasonally adjusted annual rates. Data for September 2026.
Single-family homes · Florida Realtors data
Orange County single-family homes, September 2026
Median sale price
$510,000
▲ 2.7% MoM▲ 4.6% YoY
Half of homes sold for more, half for less.
Closed sales
947
▼ 3.7% MoM▼ 1.9% YoY
Homes that closed this month.
Homes for sale
3,739
▲ 1.8% MoM■ 0.0% YoY
Active listings at month end.
Months of supply
3.9
▲ 2.6% MoM▲ 2.6% YoY
How long current listings would last at this sales pace.
Median days to contract
40 days
▲ 21.2% MoM▲ 8.1% YoY
How long homes took to go under contract.
Sale price vs. original list
96.4%
▼ 1.0% MoM▲ 0.2% YoY
What sellers got, as a share of their first asking price.
Orange Florida U.S.
Source: Florida Realtors county data via the Osceola County Association of Realtors monthly report, single-family homes. Report. Florida: Florida Realtors Monthly Market Summary, single-family homes (released Oct. 16, 2026). U.S.: National Association of Realtors, Existing-Home Sales (released Oct. 13, 2026), all existing homes; sales are seasonally adjusted annual rates. Data for September 2026.
Single-family homes · Florida Realtors data
Osceola County single-family homes, September 2026
Median sale price
$410,000
▲ 1.2% MoM▼ 4.4% YoY
Half of homes sold for more, half for less.
Closed sales
471
▼ 2.3% MoM▲ 7.8% YoY
Homes that closed this month.
Homes for sale
2,911
▲ 4.0% MoM▲ 1.5% YoY
Active listings at month end.
Months of supply
6.1
▲ 3.4% MoM▲ 1.7% YoY
How long current listings would last at this sales pace.
Median days to contract
49 days
▲ 6.5% MoM▼ 14.0% YoY
How long homes took to go under contract.
Sale price vs. original list
96.1%
▼ 0.6% MoM▲ 0.4% YoY
What sellers got, as a share of their first asking price.
Osceola Florida U.S.
Source: Florida Realtors county data via the Osceola County Association of Realtors monthly report, single-family homes. Report. Florida: Florida Realtors Monthly Market Summary, single-family homes (released Oct. 16, 2026). U.S.: National Association of Realtors, Existing-Home Sales (released Oct. 13, 2026), all existing homes; sales are seasonally adjusted annual rates. Data for September 2026.
Single-family homes · Florida Realtors data
Polk County single-family homes, September 2026
Median sale price
$325,000
▼ 0.6% MoM▼ 1.5% YoY
Half of homes sold for more, half for less.
Closed sales
905
▼ 3.3% MoM▼ 8.8% YoY
Homes that closed this month.
Homes for sale
4,505
▲ 1.4% MoM▼ 3.8% YoY
Active listings at month end.
Months of supply
4.9
▲ 2.1% MoM▲ 2.1% YoY
How long current listings would last at this sales pace.
Median days to contract
49 days
▲ 8.9% MoM▲ 4.3% YoY
How long homes took to go under contract.
Sale price vs. original list
96.9%
▼ 0.2% MoM▲ 0.8% YoY
What sellers got, as a share of their first asking price.
Polk Florida U.S.
Source: Florida Realtors county data via the Osceola County Association of Realtors monthly report, single-family homes. Report. Florida: Florida Realtors Monthly Market Summary, single-family homes (released Oct. 16, 2026). U.S.: National Association of Realtors, Existing-Home Sales (released Oct. 13, 2026), all existing homes; sales are seasonally adjusted annual rates. Data for September 2026.
September 2026 · the whole country
United States
Where the national market is now, compared with last month, last year and five years ago.
Sales pace
3.99M
- ▲ 1.5%vs last month
- ▼ 2.2%vs last year
- ▼ 36.6%vs 5 years ago
Homes sold per year at this month's pace (seasonally adjusted).
Homes for sale
1.60M
- ▲ 1.9%vs last month
- ▲ 4.6%vs last year
- ▲ 26.0%vs 5 years ago
Months of supply
4.8
- ■ 0.0%vs last month
- ▲ 6.7%vs last year
- ▲ 100.0%vs 5 years ago
Under 4 tends to favor sellers; over 6 tends to favor buyers.
Days on market
33 days
- ▲ 6.5%vs last month
- ■ 0.0%vs last year
- ▲ 94.1%vs 5 years ago
Median days a home was on the market.
30-year mortgage rate
6.86%
- ▲ 0.19 ptsvs last month
- ▲ 0.51 ptsvs last year
- ▲ 3.96 ptsvs 5 years ago
Monthly average of Freddie Mac's weekly rate.
First-time buyers
31%
- ▲ 1.0 ptsvs last month
- ▲ 1.0 ptsvs last year
- ▲ 3.0 ptsvs 5 years ago
Share of all sales.
All-cash sales
27%
- ■ 0.0 ptsvs last month
- ▼ 3.0 ptsvs last year
- ▲ 4.0 ptsvs 5 years ago
Share of all sales.
Source: National Association of Realtors, Existing-Home Sales (released Oct. 13, 2026), all existing homes; sales are seasonally adjusted annual rates. 5 years ago: NAR Existing-Home Sales, September 2021 (released Oct. 21, 2021): median $352,800, 6.29 million SAAR, 1.27 million inventory, 2.4 months, 17 days, first-time 28%, all-cash 23%. Mortgage rate: Freddie Mac Primary Mortgage Market Survey, 30-year fixed, monthly average of weekly rates, via FRED (MORTGAGE30US). All existing homes (single-family, townhomes, condos, co-ops). ≈ = implied by NAR's published % change.
September 2026 · statewide
Florida
Florida single-family homes, compared with last month, last year and five years ago.
Median sale price
$415,000
- ■ 0.0%vs last month
- ▲ 1.2%vs last year
- ▲ 16.9%vs 5 years ago
Average sale price
$644,682
- ▲ 6.2%vs last month
- ▲ 10.8%vs last year
- ▲ 32.6%vs 5 years ago
Pulled up by high-end sales; the median is the typical home.
Homes sold
20,537
- ▼ 4.5%vs last month
- ▼ 3.5%vs last year
- ▼ 27.4%vs 5 years ago
Homes for sale
95,799
- ▲ 1.3%vs last month
- ▼ 9.8%vs last year
- ▲ 153.6%vs 5 years ago
Months of supply
4.4
- ▲ 2.3%vs last month
- ▼ 13.7%vs last year
- ▲ 238.5%vs 5 years ago
Under 4 tends to favor sellers; over 6 tends to favor buyers.
Days to contract
47 days
- ▲ 6.8%vs last month
- ▼ 11.3%vs last year
- ▲ 370.0%vs 5 years ago
Median days from listing to accepted offer.
Sale vs. original list
95.7%
- ▼ 0.3 ptsvs last month
- ▲ 1.0 ptsvs last year
- ▼ 4.3 ptsvs 5 years ago
What sellers got, as a share of their first asking price.
All-cash sales
28%
- ▲ 1.1 ptsvs last month
- ▲ 0.2 ptsvs last year
- ▼ 2.2 ptsvs 5 years ago
Share of homes sold.
Source: Florida Realtors Monthly Market Summary, single-family homes (released Oct. 16, 2026). 5 years ago: Florida Realtors Monthly Market Summary, September 2021, single-family homes (released Oct. 21, 2021). Single-family homes.
September 2026 · Central Florida
Central Florida up close
Lake, Orange, Osceola, Polk and Seminole, side by side.
| County | Median priceall home types | Average priceall home types | Homes soldall home types | Avg. days on market | Sale vs. original listsingle-family | Months of supplysingle-family | Listings with a price cut |
|---|---|---|---|---|---|---|---|
| Lake | $385,000 | $453,650 | 626 | 70 | 96.5% | 4.6 | 39% |
| Orange | $450,000 | $578,539 | 1,247 | 59 | 96.4% | 3.9 | 36% |
| Osceola | $385,000 | $429,495 | 627 | 80 | 96.1% | 6.1 | 30% |
| Polk | $314,000 | $339,614 | 1,016 | 72 | 96.9% | 4.9 | 38% |
| Seminole | $395,000 | $459,059 | 435 | 49 | — | — | 45% |
— = Seminole County's single-family report is members-only; I'm adding it soon. Months of supply: under 4 tends to favor sellers, over 6 tends to favor buyers.
Median (solid) Average (light)
Here the average is higher than the median in every county because a handful of big-ticket sales pull it up. The median is the "typical" home; the gap tells you how much the high end is moving.
A year ago September 2026
Every county moved closer to full price than a year ago. Even so, the typical seller still gave up about 3–4% from their first asking price.
Sales climbed into spring and early summer and have eased since. That's the usual Central Florida rhythm, so compare a month with the same month last year, not the month before.
In September 2026, Seminole homes sold fastest (49 days) and Osceola homes took the longest (80 days). Days on market creeping up is often the first sign that buyers are getting pickier.
In September 2026, between 30% (Osceola) and 45% (Seminole) of listings had a price cut. A price cut isn't a red flag by itself, but it's a clue there may be room to negotiate.
New listings Went pending (county color)
When more homes go under contract than come on the market, the pile of homes for sale shrinks. In September 2026, pendings outran new listings in Lake, Orange, Osceola and Polk, while Seminole added a few more listings than went pending.
Rates bottomed out near 6% in late February, then climbed past 7% by the end of September. On a $400,000 loan, each 1% adds roughly $250–$270 a month in principal and interest (my estimate, not a quote).
Single-family (solid) Condo/townhouse (light)
Condos and townhomes cost less, but there are more of them sitting on the market for every sale, which usually means more negotiating room for buyers.
28.0%
5,743 of 20,537 sales statewide (a year ago: 27.8%).
More than 1 in 4 Florida buyers skipped the mortgage entirely. If you're financing, a clean offer with strong pre-approval is how you compete with them.
See these numbers as a table
| County | Jan sold | Feb sold | Mar sold | Apr sold | May sold | Jun sold | Jul sold | Aug sold | Sep sold | Jan avg. DOM | Feb avg. DOM | Mar avg. DOM | Apr avg. DOM | May avg. DOM | Jun avg. DOM | Jul avg. DOM | Aug avg. DOM | Sep avg. DOM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Lake | 459 | 578 | 656 | 689 | 709 | 696 | 709 | 642 | 626 | 78 | 76 | 73 | 75 | 68 | 70 | 72 | 67 | 70 |
| Orange | 961 | 1,076 | 1,392 | 1,374 | 1,478 | 1,640 | 1,495 | 1,357 | 1,247 | 67 | 67 | 60 | 61 | 59 | 55 | 51 | 52 | 59 |
| Osceola | 480 | 556 | 740 | 690 | 720 | 781 | 744 | 699 | 627 | 84 | 89 | 85 | 84 | 82 | 66 | 82 | 72 | 80 |
| Polk | 734 | 897 | 1,215 | 1,169 | 1,159 | 1,182 | 1,155 | 1,042 | 1,016 | 80 | 78 | 77 | 80 | 73 | 71 | 72 | 69 | 72 |
| Seminole | 296 | 378 | 474 | 514 | 546 | 573 | 553 | 491 | 435 | 74 | 62 | 61 | 45 | 50 | 50 | 45 | 46 | 49 |
| County | Sep 2025 price cuts | Oct 2025 price cuts | Nov 2025 price cuts | Dec 2025 price cuts | Jan 2026 price cuts | Feb 2026 price cuts | Mar 2026 price cuts | Apr 2026 price cuts | May 2026 price cuts | Jun 2026 price cuts | Jul 2026 price cuts | Aug 2026 price cuts | Sep 2026 price cuts |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Lake | 36.9% | 40.1% | 37.6% | 24.8% | 36.7% | 38.8% | 42.4% | 39.2% | 41.0% | 40.9% | 38.2% | 39.5% | 38.8% |
| Orange | 36.3% | 37.6% | 34.8% | 23.6% | 34.6% | 35.6% | 38.6% | 35.5% | 36.7% | 38.6% | 37.1% | 40.7% | 36.4% |
| Osceola | 28.1% | 31.6% | 27.6% | 21.7% | 27.3% | 27.6% | 29.5% | 30.3% | 30.4% | 30.5% | 30.6% | 29.3% | 29.8% |
| Polk | 34.7% | 36.9% | 33.5% | 26.5% | 33.6% | 36.1% | 33.9% | 37.7% | 34.0% | 35.7% | 34.9% | 36.1% | 37.6% |
| Seminole | 49.3% | 45.1% | 45.5% | 28.4% | 39.6% | 41.8% | 43.3% | 44.2% | 47.0% | 51.3% | 49.0% | 47.2% | 44.7% |
Sources: median and average price, homes sold and average days on market: Stellar MLS, 2026 Monthly MLS Statistics Reported by County (report dated Oct. 5, 2026), residential sales (all property types) (report). Sale vs. original list and months of supply (single-family) and condo/townhouse figures: Florida Realtors county data via the Osceola County Association of Realtors (reports); Florida: Florida Realtors Monthly Market Summary, single-family homes (released Oct. 16, 2026). Price cuts, new listings and pending: Realtor.com Housing Inventory Core Metrics via FRED (Federal Reserve Bank of St. Louis), all listings on Realtor.com (FRED); share with a price cut = price-reduced listings ÷ active listings, my calculation. Mortgage rates: Freddie Mac Primary Mortgage Market Survey, 30-year fixed average, via FRED (FRED). Data for September 2026 unless a chart says otherwise. Different sources count homes differently, so numbers from different charts won't always match.
Ed's take · September 2026
Four counties, four different stories
Nationally and statewide, September looked a lot like a market catching its breath. The U.S. median price was $417,500 and Florida's was $415,000, both about 1% higher than a year ago. Florida had fewer homes for sale than last September, and homes went under contract faster.
Zoom in on Central Florida, though, and every county tells a different story. Orange is the priciest and the tightest: a $510,000 median and just 3.9 months of supply. Osceola is the busiest and the most negotiable: sales up 7.8%, prices down 4.4% and the most supply of the group. Lake is the steadiest, with prices and sales almost exactly where they were a year ago. And Polk is still the most affordable, with a $325,000 median.
What does that mean for you? If you're buying, Osceola and Polk are where you'll usually find the most room to negotiate. If you're selling in Orange, the numbers are still on your side, but pricing right matters more than ever. Either way, county averages are a starting point, not your home's price. [Ed: confirm]
Every Florida county, September 2026
Tap a column to sort. Tap a county to see it on the map.
| Alachua | $325,125 | ■ 0.0% | ▼ 0.4% | ▲ 18.9% | 1,116 | ▲ 1.0% | 79 | 35% |
|---|---|---|---|---|---|---|---|---|
| Bay | $399,900 | ■ 0.0% | ▼ 4.0% | ▼ 1.5% | 2,825 | ▼ 5.4% | 102 | 29% |
| Brevard | $369,775 | ▼ 1.4% | ▼ 2.4% | ▲ 2.9% | 3,554 | ▼ 14.9% | 68 | 40% |
| Broward | $380,000 | ■ 0.0% | ▼ 5.0% | ▲ 1.3% | 14,329 | ▼ 12.3% | 86 | 24% |
| Charlotte | $360,000 | ▼ 0.2% | ▼ 5.0% | ▼ 4.0% | 2,655 | ▼ 23.1% | 87 | 29% |
| Citrus | $299,950 | ▲ 0.3% | ▼ 4.6% | ▲ 12.2% | 1,529 | ▼ 15.0% | 87 | 33% |
| Clay | $365,245 | ▲ 1.5% | ▼ 1.0% | ▲ 3.6% | 934 | ▼ 7.5% | 64 | 47% |
| Collier | $676,694 | ▼ 1.2% | ▼ 1.9% | ▲ 1.6% | 4,523 | ▼ 14.5% | 101 | 18% |
| Columbia | $349,900 | ■ 0.0% | ▼ 2.6% | ▲ 20.7% | 241 | ▼ 6.2% | 85 | 29% |
| Duval | $299,950 | ▼ 0.2% | ▼ 1.7% | ▲ 8.9% | 3,907 | ▼ 11.6% | 61 | 48% |
| Escambia | $336,725 | ▼ 1.0% | ▼ 0.7% | ▲ 4.9% | 1,742 | ▼ 10.9% | 72 | 34% |
| Flagler | $400,273 | ▼ 2.4% | ▼ 4.5% | ▲ 8.0% | 1,301 | ▼ 13.8% | 78 | 36% |
| Hernando | $350,000 | ▼ 2.2% | ▼ 2.8% | ▲ 10.6% | 1,288 | ▼ 7.0% | 72 | 39% |
| Highlands | $284,950 | ▼ 1.4% | ▼ 6.1% | ▲ 12.9% | 917 | ▲ 15.3% | 80 | 29% |
| Hillsborough | $408,250 | ▼ 1.6% | ▼ 7.1% | ▲ 7.0% | 6,284 | ▼ 2.0% | 71 | 45% |
| Indian River | $421,950 | ▲ 1.7% | ▼ 0.7% | ▲ 13.7% | 1,315 | ▼ 16.8% | 87 | 24% |
| Lake | $399,999 | ■ 0.0% | ▼ 1.8% | ▲ 7.5% | 2,513 | ▲ 3.1% | 74 | 39% |
| Lee | $379,900 | ■ 0.0% | ▼ 5.0% | ▼ 4.8% | 9,173 | ▼ 14.1% | 91 | 29% |
| Leon | $328,950 | ▼ 1.8% | ▲ 0.4% | ▲ 28.0% | 965 | ▲ 6.7% | 59 | 28% |
| Manatee | $460,000 | ▼ 2.1% | ▼ 3.8% | ▼ 3.4% | 3,034 | ▼ 10.9% | 85 | 36% |
| Marion | $299,900 | ▲ 0.1% | ■ 0.0% | ▲ 9.3% | 3,468 | ▼ 12.5% | 77 | 34% |
| Martin | $549,000 | ▼ 0.2% | ▲ 10.3% | ▼ 5.3% | 1,093 | ▼ 21.3% | 84 | 29% |
| Miami-Dade | $589,000 | ■ 0.0% | ▼ 1.3% | ▲ 12.2% | 17,010 | ▼ 7.9% | 87 | 18% |
| Monroe | $1,199,000 | ▲ 2.0% | ▼ 4.1% | ▲ 3.3% | 1,163 | ▲ 2.8% | 114 | 17% |
| Nassau | $569,450 | ▲ 0.8% | ▼ 4.9% | ▲ 14.2% | 688 | ▼ 18.6% | 75 | 33% |
| Okaloosa | $409,450 | ▲ 1.1% | ▼ 4.8% | ▲ 2.5% | 1,797 | ▼ 13.4% | 89 | 30% |
| Orange | $424,950 | ▼ 1.2% | ▼ 1.2% | ▲ 11.1% | 5,554 | ▼ 0.9% | 73 | 36% |
| Osceola | $405,875 | ▼ 1.0% | ▼ 4.8% | ▲ 3.8% | 4,175 | ▼ 0.2% | 92 | 30% |
| Palm Beach | $472,000 | ▼ 1.7% | ▼ 2.7% | ▲ 2.2% | 9,942 | ▼ 18.7% | 79 | 26% |
| Pasco | $339,900 | ▼ 1.5% | ▼ 6.9% | ▲ 6.4% | 3,852 | ▲ 4.3% | 74 | 48% |
| Pinellas | $417,450 | ▼ 0.6% | ▼ 3.6% | ▲ 9.3% | 6,523 | ▼ 9.3% | 84 | 38% |
| Polk | $329,000 | ■ 0.0% | ▼ 3.2% | ▲ 7.0% | 4,801 | ▲ 0.7% | 80 | 38% |
| Putnam | $316,475 | ▲ 0.5% | ▲ 5.6% | ▲ 43.2% | 301 | ▼ 7.7% | 87 | 37% |
| Santa Rosa | $414,751 | ▲ 1.2% | ▲ 5.6% | ▲ 4.1% | 1,194 | ▼ 0.2% | 72 | 34% |
| Sarasota | $455,000 | ▼ 1.1% | ▼ 3.8% | ▼ 4.6% | 3,865 | ▼ 17.3% | 93 | 26% |
| Seminole | $390,225 | ▼ 2.2% | ▼ 2.4% | ▲ 5.6% | 1,652 | ▲ 2.7% | 65 | 45% |
| St. Johns | $529,000 | ▼ 0.5% | ▼ 2.1% | ▲ 3.9% | 2,174 | ▼ 18.8% | 72 | 41% |
| St. Lucie | $415,000 | ▼ 0.2% | ▼ 0.6% | ▲ 9.9% | 2,811 | ▼ 3.3% | 79 | 30% |
| Sumter | $388,925 | ▲ 5.1% | ▲ 4.4% | ▲ 7.7% | 593 | ▼ 7.8% | 59 | 38% |
| Volusia | $362,250 | ▼ 0.8% | ▼ 3.4% | ▲ 9.8% | 4,171 | ▼ 11.8% | 78 | 34% |
| Walton | $804,938 | ▲ 0.7% | ▼ 9.3% | ▼ 4.3% | 2,392 | ▼ 8.0% | 106 | 25% |
| Florida | $409,950 | ▼ 1.2% | ▼ 3.5% | ▲ 2.6% | 146,478 | ▼ 9.5% | 81 | 31% |
Source: Realtor.com Housing Inventory Core Metrics via FRED (Federal Reserve Bank of St. Louis), all listings on Realtor.com, September 2026; price-cut share = price-reduced listings ÷ active listings (my calculation). Asking prices, not sale prices. Not enough listings for monthly numbers: Baker, Bradford, Calhoun, DeSoto, Dixie, Franklin, Gadsden, Gilchrist, Glades, Gulf, Hamilton, Hardee, Hendry, Holmes, Jackson, Jefferson, Lafayette, Levy, Liberty, Madison, Okeechobee, Suwannee, Taylor, Union, Wakulla, Washington.