@font-face{font-family:"Source Serif 4 Variable";font-style:normal;font-display:swap;font-weight:200 900;src:url(/_astro/source-serif-4-cyrillic-ext-wght-normal.DHTKMUil.woff2)format("woff2-variations");unicode-range:U+460-52F,U+1C80-1C8A,U+20B4,U+2DE0-2DFF,U+A640-A69F,U+FE2E-FE2F}@font-face{font-family:"Source Serif 4 Variable";font-style:normal;font-display:swap;font-weight:200 900;src:url(/_astro/source-serif-4-cyrillic-wght-normal.B1g8a0vD.woff2)format("woff2-variations");unicode-range:U+301,U+400-45F,U+490-491,U+4B0-4B1,U+2116}@font-face{font-family:"Source Serif 4 Variable";font-style:normal;font-display:swap;font-weight:200 900;src:url(/_astro/source-serif-4-greek-wght-normal.BpXpdlRW.woff2)format("woff2-variations");unicode-range:U+370-377,U+37A-37F,U+384-38A,U+38C,U+38E-3A1,U+3A3-3FF}@font-face{font-family:"Source Serif 4 Variable";font-style:normal;font-display:swap;font-weight:200 900;src:url(/_astro/source-serif-4-vietnamese-wght-normal.BsaNuasd.woff2)format("woff2-variations");unicode-range:U+102-103,U+110-111,U+128-129,U+168-169,U+1A0-1A1,U+1AF-1B0,U+300-301,U+303-304,U+308-309,U+323,U+329,U+1EA0-1EF9,U+20AB}@font-face{font-family:"Source Serif 4 Variable";font-style:normal;font-display:swap;font-weight:200 900;src:url(/_astro/source-serif-4-latin-ext-wght-normal.BVZ5su8S.woff2)format("woff2-variations");unicode-range:U+100-2BA,U+2BD-2C5,U+2C7-2CC,U+2CE-2D7,U+2DD-2FF,U+304,U+308,U+329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C4,U+2113,U+2C60-2C7F,U+A720-A7FF}@font-face{font-family:"Source Serif 4 Variable";font-style:normal;font-display:swap;font-weight:200 900;src:url(/_astro/source-serif-4-latin-wght-normal.DMe4EKeb.woff2)format("woff2-variations");unicode-range:U+??,U+131,U+152-153,U+2BB-2BC,U+2C6,U+2DA,U+2DC,U+304,U+308,U+329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}@font-face{font-family:DM Sans Variable;font-style:normal;font-display:swap;font-weight:100 1000;src:url(/_astro/dm-sans-latin-ext-wght-normal.BOFOeGcA.woff2)format("woff2-variations");unicode-range:U+100-2BA,U+2BD-2C5,U+2C7-2CC,U+2CE-2D7,U+2DD-2FF,U+304,U+308,U+329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}@font-face{font-family:DM Sans Variable;font-style:normal;font-display:swap;font-weight:100 1000;src:url(/_astro/dm-sans-latin-wght-normal.Xz1IZZA0.woff2)format("woff2-variations");unicode-range:U+??,U+131,U+152-153,U+2BB-2BC,U+2C6,U+2DA,U+2DC,U+304,U+308,U+329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}:root{--ink:#16212b;--ink-soft:#4a5866;--line:#dde3e8;--paper:#fff;--sand:#f6f2ea;--navy:#292c59;--navy-dark:#1e2046;--copper:#b08a70;--copper-light:#c9a487;--copper-ink:#8a5c45;--teal:var(--navy);--teal-dark:var(--navy-dark);--sun:var(--copper-light);--radius:12px;--wrap:1120px;--read:720px;--serif:"Source Serif 4 Variable", Georgia, "Times New Roman", serif;--sans:"DM Sans Variable", system-ui, -apple-system, "Segoe UI", Roboto, Arial, sans-serif}*,:before,:after{box-sizing:border-box}html{-webkit-text-size-adjust:100%}body{font:17px/1.65 var(--sans);color:var(--ink);background:var(--paper);margin:0}img{max-width:100%;height:auto}a{color:var(--copper-ink);text-underline-offset:3px}a:hover{color:var(--navy)}:focus-visible{outline:3px solid var(--copper);outline-offset:2px}h1,h2,h3{font-family:var(--serif);color:var(--navy);letter-spacing:-.01em;font-weight:650;line-height:1.2}h1{margin:0 0 .5em;font-size:clamp(2rem,4.5vw,3rem)}h2{margin:1.8em 0 .5em;font-size:clamp(1.45rem,2.6vw,1.9rem)}h3{margin:1.4em 0 .4em;font-size:1.2rem}.wrap{max-width:var(--wrap);margin:0 auto;padding:0 20px}.read{max-width:var(--read)}.skip{background:var(--navy);color:#fff;z-index:10;border-radius:6px;padding:8px 14px;position:absolute;top:8px;left:-999px}.skip:focus{left:8px}.eyebrow{letter-spacing:.08em;text-transform:uppercase;color:var(--copper-ink);margin:0 0 .6em;font-size:.8rem;font-weight:700}.lead{color:var(--ink-soft);max-width:46rem;font-size:1.2rem}.muted{color:var(--ink-soft)}.btn{background:var(--teal);color:#fff;border:2px solid var(--teal);border-radius:999px;padding:12px 20px;font-weight:650;text-decoration:none;display:inline-block}.btn:hover{background:var(--teal-dark);border-color:var(--teal-dark);color:#fff}.btn.ghost{color:var(--teal);background:0 0}.btn.ghost:hover{background:var(--teal);color:#fff}.btn:not(.ghost),.mb-main{isolation:isolate;position:relative;overflow:hidden}.btn:not(.ghost):after,.mb-main:after{content:"";z-index:-1;pointer-events:none;background:linear-gradient(105deg,#0000 0%,#fff0 20%,#ffffff73 50%,#fff0 80%,#0000 100%);width:50%;animation:4.5s ease-in-out infinite btn-shimmer;position:absolute;top:0;bottom:0;left:-75%;transform:skew(-20deg)}.btn:not(.ghost):hover:after,.mb-main:hover:after{animation-duration:1.2s}@keyframes btn-shimmer{0%{left:-75%}30%,to{left:130%}}@media (prefers-reduced-motion:reduce){.btn:not(.ghost):after,.mb-main:after{animation:none;display:none}}.section{padding:56px 0}.section.sand{background:var(--sand)}.grid{grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:20px;display:grid}.card{border:1px solid var(--line);border-radius:var(--radius);color:inherit;background:#fff;padding:22px;text-decoration:none;transition:border-color .15s,transform .15s;display:block}a.card:hover{border-color:var(--copper);color:inherit;transform:translateY(-2px)}.card h3{margin-top:0}.card p{color:var(--ink-soft);margin:0}.prose{max-width:var(--read)}.prose p,.prose li{color:#23303b}.prose table{border-collapse:collapse;width:100%;margin:1.2em 0;font-size:.95rem}.prose th,.prose td{border:1px solid var(--line);text-align:left;vertical-align:top;padding:8px 10px}.prose th{background:var(--sand)}.prose figure.diagram,.prose figure.chart{border:1px solid var(--line);border-radius:var(--radius);color:var(--navy);background:#fff;margin:1.6em 0;padding:16px;overflow-x:auto}.prose figure svg{width:100%;min-width:640px;height:auto;display:block}.prose figure figcaption{color:var(--ink-soft);margin-top:10px;font-size:.9rem}.prose figure.photo{margin:1.6em 0}.prose figure.photo img{aspect-ratio:16/9;object-fit:cover;border-radius:var(--radius);width:100%;height:auto;display:block}.prose blockquote{border-left:4px solid var(--sun);color:var(--ink-soft);margin:1.2em 0;padding:.2em 1em}.answer{background:var(--sand);border-left:5px solid var(--copper);border-radius:0 var(--radius) var(--radius) 0;max-width:var(--read);margin:1.5em 0;padding:18px 22px}.answer strong{color:var(--navy);margin-bottom:4px;display:block}.notice{background:#fff4df;border:1px solid #f0cf94;border-radius:8px;padding:10px 14px;font-size:.95rem}form.lead-form{gap:6px;max-width:560px;display:grid}form.lead-form label{margin-top:8px;font-weight:600}form.lead-form input,form.lead-form select,form.lead-form textarea{font:inherit;background:#fff;border:1.5px solid #b9c4cc;border-radius:8px;width:100%;padding:12px 14px}form.lead-form input:focus,form.lead-form select:focus,form.lead-form textarea:focus{border-color:var(--teal);outline-offset:0;outline:3px solid #292c5926}form.lead-form .hp{position:absolute;left:-9999px}@media (width<=760px){.prose table{display:block;overflow-x:auto}body{padding-bottom:76px}}@media (width<=640px){body{font-size:16px}.section{padding:40px 0}}.prose .assumptions{grid-template-columns:repeat(3,1fr);gap:10px;margin:1.2em 0 1.6em;display:grid}.prose .assumptions-total{background:var(--navy);color:#fff;border-radius:var(--radius);flex-wrap:wrap;grid-column:1/-1;align-items:baseline;gap:4px 14px;padding:14px 18px;display:flex}.prose .assumptions-total span{color:var(--copper-light);font-weight:600}.prose .assumptions-total strong{font-family:var(--serif);font-size:1.7rem;line-height:1}.prose .assumptions-total small{opacity:.85;font-size:.9rem}.prose .assumptions-card{background:var(--sand);border-radius:var(--radius);padding:12px 14px}.prose .assumptions-card h4{letter-spacing:.06em;text-transform:uppercase;color:var(--copper-ink);font-size:.8rem;font-family:var(--sans);margin:0 0 6px}.prose .assumptions-card dl{grid-template-columns:auto 1fr;gap:2px 10px;margin:0;font-size:.93rem;display:grid}.prose .assumptions-card dt{color:var(--ink-soft)}.prose .assumptions-card dd{text-align:right;color:var(--navy);margin:0;font-weight:700}@media (width<=760px){.prose .assumptions{grid-template-columns:1fr 1fr}}@media (width<=420px){.prose .assumptions{grid-template-columns:1fr}}.prose ul.contains-task-list{padding-left:.2em;list-style:none}.prose .task-list-item{align-items:baseline;gap:.6em;display:flex}.prose .task-list-item input{width:1.05em;height:1.05em;accent-color:var(--navy);cursor:pointer;flex:none;transform:translateY(.15em)}.sr[data-astro-cid-av774hkb]{clip:rect(0 0 0 0);white-space:nowrap;width:1px;height:1px;position:absolute;overflow:hidden}.sbox[data-astro-cid-av774hkb]{background:#fff;border:1.5px solid #b9c4cc;border-radius:999px;align-items:stretch;display:flex;overflow:hidden}.sbox[data-astro-cid-av774hkb]:focus-within{border-color:var(--teal);box-shadow:0 0 0 3px #292c5926}input[data-astro-cid-av774hkb]{min-width:0;font:inherit;background:0 0;border:0;outline:0;flex:1;padding:8px 4px 8px 16px}button[data-astro-cid-av774hkb]{color:var(--teal);cursor:pointer;background:0 0;border:0;place-items:center;padding:0 14px;display:grid}.compact[data-astro-cid-av774hkb]{width:220px;font-size:.95rem}.large[data-astro-cid-av774hkb]{border-width:2px;max-width:620px;font-size:1.1rem}.large[data-astro-cid-av774hkb] input[data-astro-cid-av774hkb]{padding:14px 6px 14px 22px}.large[data-astro-cid-av774hkb] button[data-astro-cid-av774hkb]{background:var(--teal);color:#fff;padding:0 22px}.large[data-astro-cid-av774hkb] button[data-astro-cid-av774hkb]:hover{background:var(--teal-dark)}.hdr[data-astro-cid-nen7h5rs]{background:var(--navy);color:#fff;border-bottom:3px solid var(--copper)}.bar[data-astro-cid-nen7h5rs]{justify-content:space-between;align-items:center;gap:16px;padding-top:10px;padding-bottom:4px;display:flex}.brand[data-astro-cid-nen7h5rs]{align-items:center;gap:14px;text-decoration:none;display:flex}.brand[data-astro-cid-nen7h5rs] img[data-astro-cid-nen7h5rs]{flex:none;width:auto;height:44px;display:block}.broker[data-astro-cid-nen7h5rs]{font:700 24px/1.15 var(--sans);color:#fff;letter-spacing:-.005em}.mob-search[data-astro-cid-nen7h5rs]{display:none}.navrow[data-astro-cid-nen7h5rs] ul[data-astro-cid-nen7h5rs]{flex-wrap:wrap;align-items:center;gap:2px 22px;margin:0 auto;padding-top:2px;padding-bottom:12px;list-style:none;display:flex}.navrow[data-astro-cid-nen7h5rs] a[data-astro-cid-nen7h5rs]:not(.btn){color:#fff;padding:6px 0;font-weight:700;text-decoration:none;display:inline-block}.navrow[data-astro-cid-nen7h5rs] a[data-astro-cid-nen7h5rs]:not(.btn):hover{color:var(--copper-light)}.navrow[data-astro-cid-nen7h5rs] a[data-astro-cid-nen7h5rs][aria-current=page]{color:var(--copper-light);box-shadow:inset 0 -2px 0 var(--copper-light)}.navrow[data-astro-cid-nen7h5rs] .cta[data-astro-cid-nen7h5rs]{margin-left:auto}.navrow[data-astro-cid-nen7h5rs] .btn[data-astro-cid-nen7h5rs]{background:var(--copper-light);border-color:var(--copper-light);color:var(--navy);padding:8px 18px}.navrow[data-astro-cid-nen7h5rs] .btn[data-astro-cid-nen7h5rs]:hover{color:var(--navy);background:#fff;border-color:#fff}.mbar[data-astro-cid-nen7h5rs]{display:none}@media (width<=760px){.desk-search[data-astro-cid-nen7h5rs],.navrow[data-astro-cid-nen7h5rs] .cta[data-astro-cid-nen7h5rs]{display:none}.brand[data-astro-cid-nen7h5rs]{flex-direction:column;align-items:flex-start;gap:6px}.brand[data-astro-cid-nen7h5rs] img[data-astro-cid-nen7h5rs]{height:38px}.broker[data-astro-cid-nen7h5rs]{font-size:21px}.mob-search[data-astro-cid-nen7h5rs]{color:var(--copper-light);flex-direction:column;align-items:center;font-size:.72rem;font-weight:700;text-decoration:none;display:flex}.navrow[data-astro-cid-nen7h5rs] ul[data-astro-cid-nen7h5rs]{gap:0 16px;padding-bottom:8px;font-size:.95rem}.mbar[data-astro-cid-nen7h5rs]{z-index:20;padding:10px 12px calc(10px + env(safe-area-inset-bottom));border-top:1px solid var(--line);background:#fffffff7;gap:8px;display:flex;position:fixed;bottom:0;left:0;right:0;box-shadow:0 -4px 16px #0000000f}.mbar[data-astro-cid-nen7h5rs] a[data-astro-cid-nen7h5rs]{text-align:center;border:2px solid var(--navy);color:var(--navy);border-radius:999px;flex:1;padding:12px 10px;font-weight:700;text-decoration:none}.mbar[data-astro-cid-nen7h5rs] .mb-main[data-astro-cid-nen7h5rs]{background:var(--navy);color:#fff;flex:2}}.ftr[data-astro-cid-jo6i4kqk]{background:var(--navy);color:#dcdcea;border-top:3px solid var(--copper);margin-top:64px;font-size:.95rem}.ftr[data-astro-cid-jo6i4kqk] a[data-astro-cid-jo6i4kqk]{color:#fff}.cols[data-astro-cid-jo6i4kqk]{grid-template-columns:2fr repeat(3,1fr);gap:28px;padding-top:48px;padding-bottom:24px;display:grid}.fbrand[data-astro-cid-jo6i4kqk]{flex-direction:column;align-items:flex-start;gap:8px;margin:0 0 14px;display:flex}.fbrand[data-astro-cid-jo6i4kqk] img[data-astro-cid-jo6i4kqk]{width:auto;height:44px;display:block}.fbrand[data-astro-cid-jo6i4kqk] span[data-astro-cid-jo6i4kqk]{font:700 24px/1.2 var(--sans);color:#fff}.h[data-astro-cid-jo6i4kqk]{color:var(--sun);text-transform:uppercase;letter-spacing:.06em;margin-top:0;font-size:.78rem;font-weight:700}ul[data-astro-cid-jo6i4kqk]{gap:6px;margin:0;padding:0;list-style:none;display:grid}.legal[data-astro-cid-jo6i4kqk]{border-top:1px solid #ffffff26;padding-top:20px;padding-bottom:32px;font-size:.85rem}.legal[data-astro-cid-jo6i4kqk] p[data-astro-cid-jo6i4kqk]{margin:0 0 8px}@media (width<=760px){.cols[data-astro-cid-jo6i4kqk]{grid-template-columns:1fr 1fr}.cols[data-astro-cid-jo6i4kqk]>div[data-astro-cid-jo6i4kqk]:first-child{grid-column:1/-1}}
